Pennsylvania Paycheck Calculator

Pennsylvania levies a flat 3.07% state income tax for 2026 on your wages, with no state standard deduction. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Pennsylvania take-home pay.

Pennsylvania does not provide a state standard deduction; all taxable income is taxed at the single flat rate of 3.07% — Pennsylvania does not use graduated brackets for 2026. As a worked example, a single filer earning $60,000 pays about $1,842 in Pennsylvania income tax (roughly 3.1% of gross) before federal tax and FICA.

What this estimate doesn't include: Separate local Earned Income Taxes (Act 32 EIT) are levied by Pennsylvania municipalities and school districts and are not included in this estimate. Philadelphia runs its own wage tax, separate from the Act 32 earned income taxes. Effective 1 July 2026 it is 3.735% if you live in Philadelphia and 3.425% if you work there but live elsewhere. It is not included here. Many Pennsylvania municipalities also withhold a Local Services Tax where you work. State law caps it at $52 a year and it comes out a little at a time each pay period. It depends on your work municipality, so it is not computed here. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.

Pennsylvania applies a single flat rate to taxable wages for 2026.

On a Pennsylvania paycheck, these state programs are deducted in addition to income tax and Social Security / Medicare:

Included in your take-home: the PA UC contribution is subtracted from the take-home estimate at the top of this page. These are withheld after tax and do not lower your taxable income.

Nearly every PA municipality and school district levies a local Earned Income Tax (EIT) under Act 32, typically 1% combined in suburbs (split municipality/school district). Philadelphia imposes a separate Wage Tax (not EIT): 3.74% residents / 3.43% nonresidents through June 30, 2026, then 3.735% residents / 3.425% nonresidents effective July 1, 2026 (the first step of a five-year cut plan trending toward ~3.70%/3.39%). There is also a per-job Local Services Tax (LST), commonly $52/yr. EIT rates range roughly 0% to ~3.84% statewide; DCED maintains the official rate register.

Federal law lets you deduct qualified tips and overtime premium pay from 2025 through 2028 (OBBBA caps & rules), though Social Security and Medicare are still withheld.

Pennsylvania state income tax: Pennsylvania has not adopted the federal tips/overtime deductions for state income tax as of mid-2026, so they reduce your federal tax only. (source: pa.gov)

• Overtime: 2025 — not deductible on your Pennsylvania return (still state-taxed); 2026–2028 — not deductible on your Pennsylvania return (still state-taxed).
• Tips: 2025 — not deductible on your Pennsylvania return (still state-taxed); 2026–2028 — not deductible on your Pennsylvania return (still state-taxed).

Related: overtime calculator · tips by state · overtime by state · tips calculator.

• Pennsylvania is one of the only states that withholds an employee-side unemployment tax: 0.07% of ALL gross wages with no wage cap, taken from every paycheck on top of state and local income tax.
• PA's 3.07% state rate is flat with no standard deduction or personal exemption, so it applies from the first dollar of taxable compensation — and a Philadelphia resident also pays the city Wage Tax, 3.735% for residents and 3.425% for non-residents effective July 1, 2026, for a combined ~6.81% wage tax before federal.

$7.25/hour (≈$15,080/year full-time). Tied to the federal floor; unchanged since 2009. PA House passed HB 2189 (raise to $15 by 2029) but it is not yet law for 2026.