Ohio Paycheck Calculator
Earning $75,000 in Ohio? Your estimated 2026 take-home is about $59,914 after federal tax and FICA, and Ohio state income tax.
Ohio take-home pay calculator
Take-home now: $2,304.40 per 2 weeks
Use this free Ohio (OH) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Ohio's flat 2.75% state income tax, which skips the first $26,050 of taxable income, and it has no state standard deduction.
Adjust the calculator inputs to see the breakdown for your own Ohio paycheck.
How Ohio's flat 2.75% income tax, which skips the first $26,050 of taxable income, hits your 2026 paycheck
Ohio levies a flat 2.75% state income tax for 2026 with no state standard deduction — the first $26,050 of Ohio taxable income is taxed at 0%, so only what is left pays the 2.75%. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Ohio take-home pay.
Ohio does not provide a state standard deduction; the first $26,050 of Ohio taxable income is taxed at 0% and every dollar above it at the single flat rate of 2.75% — Ohio does not run a ladder of rising rates for 2026. As a worked example, a single filer earning $60,000 pays about $1,266 in Ohio income tax (roughly 2.1% of gross) before federal tax and FICA.
What this estimate doesn't include: Local income taxes are not included. Ohio municipalities and school districts levy separate local income taxes (commonly 1%-3%) that are NOT included in this estimate. Ohio's $1,900-per-exemption personal/dependent deduction, joint-filing credit, and other credits are not modeled. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
Ohio's two 2026 brackets, from 0% to 2.75% (single filers)
Ohio's single-filer schedule for 2026, with no state standard deduction to subtract first:
| Taxable income | Marginal rate |
|---|---|
| $0 – $26,050 | 0% |
| $26,050 and above | 2.75% |
Two Ohio payroll quirks worth knowing
- Under HB 96, Ohio became a true flat-tax state in 2026: 0% on the first $26,050 of nonbusiness income and a single 2.75% rate above that, with the 3.125% band over $100,000 applying to 2025 only.
- Because of widespread municipal income taxes (collected by RITA/CCA), an Ohio worker's combined state-plus-local income tax can reach roughly 5%-5.25% in major cities even though the state rate is only 2.75%.
Your paycheck vs the $71,389 Ohio median
| Median household income (2024 (ACS 1-Year)) | $71,389 |
| Take-home (single filer) | ≈$57,473 |
Ohio's own $11.00 minimum wage — above the federal floor (2026)
$11.00/hour (≈$22,880/year full-time). Effective January 1, 2026, Ohio's minimum wage rose to $11.00/hour for non-tipped employees (tipped $5.50) for employers grossing over the threshold; smaller employers and 14-15 year-olds remain at the federal $7.25.
Is overtime and tips tax-free in Ohio? Federally yes, but Ohio still taxes both
Qualified overtime premium pay and tips are federally deductible for 2025–2028 (OBBBA caps & rules); FICA still applies.
Ohio state income tax: Ohio has not adopted the federal tips/overtime deductions for state income tax as of mid-2026, so they reduce your federal tax only. (source: dam.assets.ohio.gov)
- Overtime: 2025 — not deductible on your Ohio return (still state-taxed); 2026–2028 — not deductible on your Ohio return (still state-taxed).
- Tips: 2025 — not deductible on your Ohio return (still state-taxed); 2026–2028 — not deductible on your Ohio return (still state-taxed).
Related: overtime by state · tips calculator · tips by state · overtime calculator.
Beyond the paycheck: Ohio's 5.75% sales tax and property tax
| Sales tax | 5.75% (≈7.29% with local) |
| Property tax | ≈1.36% — Among the top ~10 highest effective property tax rates nationally. |
Local income taxes in Ohio
Ohio has extensive municipal income taxes: most cities levy 1.8%-2.75% (Columbus 2.5%, Cleveland 2.5%, Cincinnati 1.8%, Toledo 2.25%, Akron 2.5%, Dayton 2.5%), collected mostly by RITA or the CCA rather than the state. Many school districts also levy a separate school district income tax. Credits typically apply between work-city and home-city taxes.
Ohio paycheck FAQ
Do cities or counties in Ohio take a local income tax out of paychecks?
Ohio has extensive municipal income taxes: most cities levy 1.8%-2.75% (Columbus 2.5%, Cleveland 2.5%, Cincinnati 1.8%, Toledo 2.25%, Akron 2.5%, Dayton 2.5%), collected mostly by RITA or the CCA rather than the state. Many school districts also levy a separate school district income tax. Credits typically apply between work-city and home-city taxes.
Does Ohio have a state income tax in 2026?
Yes — though it behaves like a flat 2.75% rather than a ladder of rising rates. Ohio does not provide a state standard deduction, so for 2026 a single filer's first $26,050 of Ohio taxable income is taxed at 0%, and every dollar above it at 2.75%, on top of federal tax and FICA.
Compare a paycheck next door: Pennsylvania, Michigan & Indiana
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| Ohio | two brackets, 0%–2.75% | $59,914 |
| Pennsylvania | flat 3.07% | $59,238 |
| Michigan | flat 4.25% | $58,656 |
| Indiana | flat 2.95% | $59,410 |
| Kentucky | flat 3.5% | $59,085 |
Those are the states next door. To see where Ohio lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho, Maryland and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated 2026-08-02