Mississippi Paycheck Calculator
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How much is $75,000 a year after taxes in Mississippi in 2026?
A $75,000 salary in Mississippi nets roughly $59,325 a year in 2026, once federal income tax, Social Security and Medicare and Mississippi state tax are withheld.
Mississippi take-home pay calculator
Take-home now: $2,281.71 per 2 weeks
Use this free Mississippi (MS) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Mississippi's flat 4% state income tax, which skips the first $10,000 of taxable income — your pay after the state deduction.
Adjust the calculator inputs to see the breakdown for your own Mississippi paycheck.
How Mississippi's flat 4% income tax, which skips the first $10,000 of taxable income, hits your 2026 paycheck
Mississippi levies a flat 4% state income tax for 2026, applied after the state deduction for your filing status — and the first $10,000 of taxable income above that deduction is taxed at 0%, so only what is left pays the 4%. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Mississippi take-home pay.
For 2026, Mississippi's state standard deduction plus personal exemption is $8,300 for single filers and $16,600 for married couples filing jointly; after that, the first $10,000 of remaining taxable income is taxed at 0% and every dollar above it at the single flat rate of 4% — Mississippi does not run a ladder of rising rates for 2026. As a worked example, a single filer earning $60,000 pays about $1,668 in Mississippi income tax (roughly 2.8% of gross) before federal tax and FICA.
What this estimate doesn't include: City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
Mississippi's two 2026 brackets, from 0% to 4% (single filers)
Mississippi's single-filer schedule for 2026, applied after the state deduction:
| Taxable income | Marginal rate |
|---|---|
| $0 – $10,000 | 0% |
| $10,000 and above | 4% |
Your paycheck vs the $56,447 Mississippi median
| Median household income (2024 (ACS, in 2024 inflation-adjusted dollars)) | $56,447 |
| Take-home (single filer) | ≈$46,009 |
Beyond the paycheck: Mississippi's 7% statewide sales tax
| Statewide sales tax | 7% |
One Mississippi payroll quirk worth knowing
- A 2025 Mississippi law (House Bill 1) cuts the income tax rate on taxable income above $10,000 to 3.75% in 2027, 3.5% in 2028, 3.25% in 2029 and 3% in 2030. From 2031 the rate can fall further each year, but only when the state's reserve fund is full and revenue beats spending by a set margin. If those cuts ever bring the rate to 0%, the tax ends; the law sets no end date.
Is overtime and tips tax-free in Mississippi? Federally yes, but Mississippi still taxes both
Federal law lets you deduct qualified tips and overtime premium pay from 2025 through 2028 (OBBBA caps & rules), though Social Security and Medicare are still withheld.
Mississippi state income tax: Mississippi has not adopted the federal tips/overtime deductions for state income tax as of mid-2026, so they reduce your federal tax only. (source: dor.ms.gov)
- Overtime: 2025 — not deductible on your Mississippi return (still state-taxed); 2026–2028 — not deductible on your Mississippi return (still state-taxed).
- Tips: 2025 — not deductible on your Mississippi return (still state-taxed); 2026–2028 — not deductible on your Mississippi return (still state-taxed).
Related: tips by state · overtime by state · tips calculator · overtime calculator.
Mississippi stays on the federal $7.25 minimum wage in 2026
$7.25/hour (≈$15,080/year full-time). Mississippi has no state minimum wage law; the federal $7.25/hr applies to covered workers.
No city or county income tax anywhere in Mississippi
Mississippi cities and counties do not levy an income tax on wages. Only the state income tax applies: for 2026, 0% on the first $10,000 of taxable income and 4% on the rest.
Mississippi paycheck FAQ
What is unusual about how Mississippi handles payroll taxes?
Mississippi's income tax rate dropped to 4% for 2026 (from 4.4% in 2025). It is a graduated tax: the first $10,000 of taxable income is taxed at 0%, and only taxable income above $10,000 is taxed at 4%.
Does Mississippi have a state income tax in 2026?
Yes — though it behaves like a flat 4% rather than a ladder of rising rates. For 2026, a single filer's first $10,000 of taxable income — that is pay left after the state standard deduction plus personal exemption — is taxed at 0%, and every dollar above it at 4%, on top of federal tax and FICA.
Compare a paycheck next door: Louisiana, Alabama & Tennessee
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| Mississippi | two brackets, 0%–4% | $59,325 |
| Louisiana | flat 3% | $59,729 |
| Alabama | three brackets, 2%–5% | $58,466 |
| Tennessee | no state income tax | $61,593 |
| Arkansas | five brackets, 0%–3.7% | $59,276 |
Those are the states next door. To see where Mississippi lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, Arkansas, Idaho, Maryland, Ohio and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated