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Arizona Paycheck Calculator

Earning $75,000 in Arizona? Your estimated 2026 take-home is about $60,111 after federal tax and FICA, and Arizona state income tax.

Arizona take-home pay calculator

This is the figure before tax, not the amount that lands in your account

Your pay stub calls it gross pay. It is what you are paid before federal and Arizona income tax, Social Security and Medicare come out of it.

Your usual week, not a busy one

Use the hours you work most weeks. Overtime belongs in the overtime calculator instead.

How often are you paid?

It changes the size of each check, not the tax you owe for the year

It only decides how the year is cut up, so the figure you see is the one you would actually receive.

How do you do your taxes?

It moves the income bands, so it changes the tax on the same pay

Tax forms call this your filing status. This estimate assumes one income; if your husband or wife also earns, the real figure is higher than this.

Do customers tip you?

Cash and card tips together, for the whole year.

An hourly rate times your hours never includes tips

If you worked out your pay as a rate times the hours you work, that figure is your wages and nothing else, so your tips are on top of it. A yearly salary from an employer who reports your tips usually already has them in it, and your last payslip is the place to check: if the gross on it is bigger than your rate times your hours, the difference is your reported tips.

Do you get paid extra for working extra hours?

This starts at one and a half times your normal rate, the usual overtime rate. Change it if yours is different, and it stops following.

Do you get a bonus or commission?

Do you, or your husband or wife, turn 65 at any point this year?

Do you put part of your pay into a retirement plan at work?

Look on your pay stub for a line like 401(k), 403(b), 457, TSP, retirement or pension.

Does money come out of your pay for health insurance or a health account?

Look on your pay stub for lines like medical, dental, vision, HSA or FSA.

Do you claim any children or other dependents?

That is $0 of dependent credit for the year. A W-4 counts $2,000 for each child under 17 and $500 for each other dependent.

Did you ask your employer to take extra tax out of each paycheck?

Look on your pay stub for a line like additional or extra withholding. On the W-4 you handed in, it is the box on line 4(c).

If your W-4 shows a per-paycheck amount, multiply it by the number of paychecks you get in a year.

Is anything else taken out of your pay after tax?

Look near the bottom of your pay stub for lines like union dues, life insurance, a repayment or a garnishment.

Your answer

These are example numbers. Type yours to see your own.

Based on a $75,000 salary in Arizona, single filer, paid every 2 weeks

$2,311.97

take-home per 2 weeks · $60,111/yr

Gross$2,884.62
Federal income tax−$295.00
Social Security−$178.85
Medicare−$41.83
Arizona income tax−$56.97
Net pay$2,311.97
Federal marginal rate: 22% Effective tax rate: 19.9% Take-home: 80.1%
How your federal tax is calculated on a paycheck in Arizona, bracket by bracket
BracketIncome taxed hereTax
10% ($0 – $12,400)$12,400$1,240
12% ($12,400 – $50,400)$38,000$4,560
22% ($50,400 – $105,700)$8,500$1,870

Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.

Compare your take-home pay with California, Nevada or New Mexico

Which 2026 rules apply to your Arizona paycheck?

Tick what is true for you and these Arizona notes narrow to your situation.

Tick anything that is true for you.

Tips: federally deductible, and deductible on your Arizona return too. Work out the tip deduction

Overtime: federally deductible, and deductible on your Arizona return too. Work out the overtime deduction

Bonuses: Arizona sets no supplemental rate of its own, so a bonus goes through the normal Arizona withholding tables. Estimate the tax on a bonus in Arizona

Turning 65: the $6,000 federal senior deduction comes off your federal return; Arizona still applies its flat 2.5% to the same wages. Check the senior deduction

See every 2026 rule that matches your answers in Arizona

Take-home now: $2,311.97 per 2 weeks

2025 standard deduction (2026 pending). Arizona's tax rates for 2026 are current, but it has not published its 2026 standard deduction yet, so this page subtracts its 2025 amount. We update this page when the state publishes.

Use this free Arizona (AZ) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Arizona's flat 2.5% state income tax.

Adjust the calculator inputs to see the breakdown for your own Arizona paycheck.

How Arizona's flat 2.5% income tax hits your 2026 paycheck

Arizona levies a flat 2.5% state income tax for 2026, applied after the state allowance/deduction for your filing status. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Arizona take-home pay.

For 2026, Arizona's state standard deduction is $15,750 for single filers and $31,500 for married couples filing jointly; after that, all remaining taxable income is taxed at the single flat rate of 2.5% — Arizona does not use graduated brackets for 2026. As a worked example, a single filer earning $60,000 pays about $1,106 in Arizona income tax (roughly 1.8% of gross) before federal tax and FICA.

What this estimate doesn't include: The standard deduction used here is Arizona's published 2025 amount. Arizona releases each year's amount alongside that year's Form 140, and the 2026 amount had not been published as of 30 July 2026. Arizona also allows an extra standard deduction for charitable contributions if you do not itemize. This calculator does not include it, so your Arizona tax may be slightly lower than shown. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.

Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.

One rate on every taxable dollar: Arizona's 2.5% flat tax (2025)

Arizona applies a single flat rate to taxable wages for 2025.

FilingRate
All taxable income2.5%

Arizona's own $15.15 minimum wage — above the federal floor (2026)

$15.15/hour (≈$31,512/year full-time). Effective Jan 1, 2026 (up from $14.70), CPI-indexed annually by the Industrial Commission of Arizona. Flagstaff ($18.35) and Tucson ($15.45) set higher local minimums.

Beyond the paycheck: Arizona's 5.6% sales tax and property tax

Sales tax5.6% (≈8.52% with local)
Property tax≈0.48% — Among the lowest effective property-tax rates in the nation.

No city or county income tax anywhere in Arizona

No Arizona city or county may levy an income or wage tax — the state prohibits municipal/county income taxes. Phoenix, Tucson, Mesa, Scottsdale, and all other municipalities operate under the state-only flat 2.5% income tax.

Is overtime and tips tax-free in Arizona? Federally yes — and on the Arizona return too

Qualified overtime premium pay and tips are federally deductible for 2025–2028 (OBBBA caps & rules); FICA still applies.

Arizona state income tax: Arizona adopted full OBBBA conformity in HB 4168, signed June 13, 2026 as part of the FY2026 budget deal. It creates a mandatory individual income-tax subtraction for qualified overtime and tips under A.R.S. §43-1022, retroactive to tax year 2025 and applying to 2026 and forward. (Earlier standalone conformity bills were vetoed in early 2026; the budget resolved it.) (source: currentfederaltaxdevelopments.com)

  • Overtime: 2025 — deductible on your Arizona return too; 2026–2028 — deductible on your Arizona return too.
  • Tips: 2025 — deductible on your Arizona return too; 2026–2028 — deductible on your Arizona return too.

Related: tips calculator · tips by state · overtime calculator · overtime by state.

Your paycheck vs the $79,964 Arizona median

Median household income (2024 (ACS 1-year))$79,964
Take-home (single filer)≈$63,479

Two Arizona payroll quirks worth knowing

  • Arizona's 2.5% flat income tax is the lowest flat rate of any state that taxes wage income, and the state bars all cities and counties from adding any local income tax — so a paycheck statewide shows just one 2.5% state line.
  • Arizona's $15.15 state minimum wage is CPI-indexed each January 1 by the Industrial Commission (the $0.45 bump for 2026 came from Aug 2024-Aug 2025 inflation), and home-rule cities like Flagstaff ($18.35) can set substantially higher local minimums.

Arizona paycheck FAQ

What does a full-time minimum-wage job in Arizona pay in 2026?

Arizona's 2026 minimum wage is $15.15/hour — about $31,512 a year at 40 hours a week before taxes. Details and exceptions are in the minimum-wage section above.

Does Arizona have a state income tax in 2026?

Yes — a flat 2.5% on taxable wages in 2026, on top of federal tax and FICA.

Compare a paycheck next door: California, Nevada & New Mexico

StateState income tax (2026)Take-home on $75,000 (single)
Arizonaflat 2.5%$60,111
Californianine brackets, 1%–12.3%$57,690
Nevadano state income tax$61,593
New Mexicosix brackets, 1.5%–5.9%$59,233
Utahflat 4.45%$58,971

Those are the states next door. To see where Arizona lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho, Maryland and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.

All state paycheck calculators →

Data compiled and maintained by Edmond Daher · Updated 2026-08-02

Sources

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