Arizona Paycheck Calculator

Last updated: October 3, 2026

What is the take-home pay on $75,000 in Arizona in 2026?

Earning $75,000 in Arizona? Your estimated 2026 take-home is about $60,111 after federal tax and FICA, and Arizona state income tax.

How are you paid?

How much is that a year, before anything comes out?

This is the figure before tax, not the amount that lands in your account

Your pay stub calls it gross pay. It is what you are paid before federal and Arizona income tax, Social Security and Medicare come out of it.

How many hours do you work in a normal week?

Your usual week, not a busy one

Use the hours you work most weeks. Overtime belongs in the overtime calculator instead.

How often are you paid?

Every week52 paychecks a year Every two weeks26 paychecks a year, usually the same weekday Twice a month24 paychecks a year, usually the 15th and the last day Once a month12 paychecks a year Once a yearone payment for the whole year

It changes the size of each check, not the tax you owe for the year

It only decides how the year is cut up, so the figure you see is the one you would actually receive.

How do you do your taxes?

On my ownsingle, or married and sending in separate returns Together with my husband or wifemarried, one return between you On my own, with a child or dependent at homehead of household

It moves the income bands, so it changes the tax on the same pay

Tax forms call this your filing status. This estimate assumes one income; if your husband or wife also earns, the real figure is higher than this.

Do customers tip you?

No Yes

How much do you get in tips over a full year?

Cash and card tips together, for the whole year.

Are these tips already inside the pay you entered?

No, they are on top of my pay Yes, they are already counted in it

An hourly rate times your hours never includes tips

If you worked out your pay as a rate times the hours you work, that figure is your wages and nothing else, so your tips are on top of it. A yearly salary from an employer who reports your tips usually already has them in it, and your last payslip is the place to check: if the gross on it is bigger than your rate times your hours, the difference is your reported tips.

Do you get paid extra for working extra hours?

No Yes

What is one normal hour of your work worth?

How many extra hours will you work this year?

What does one of those hours pay?

This starts at one and a half times your normal rate, the usual overtime rate. Change it if yours is different, and it stops following.

Do you get a bonus or commission?

No Yes

How much is it, before anything comes out?

Do you, or your husband or wife, turn 65 at any point this year?

No Yes

Do you put part of your pay into a retirement plan at work?

Look on your pay stub for a line like 401(k), 403(b), 457, TSP, retirement or pension.

No Yes

How much goes in over a full year?

Does money come out of your pay for health insurance or a health account?

Look on your pay stub for lines like medical, dental, vision, HSA or FSA.

No Yes

How much comes out over a full year?

Do you claim any children or other dependents?

No Yes

Children under 17

Other dependents

That is $0 of dependent credit for the year. A W-4 counts $2,000 for each child under 17 and $500 for each other dependent.

Did you ask your employer to take extra tax out of each paycheck?

Look on your pay stub for a line like additional or extra withholding. On the W-4 you handed in, it is the box on line 4(c).

No Yes

How much extra over a full year?

If your W-4 shows a per-paycheck amount, multiply it by the number of paychecks you get in a year.

Is anything else taken out of your pay after tax?

Look near the bottom of your pay stub for lines like union dues, life insurance, a repayment or a garnishment.

No Yes

How much over a full year?

These are example numbers. Type yours to see your own.

Based on a $75,000 salary in Arizona, single filer, paid every 2 weeks

$2,311.97

take-home per 2 weeks · $60,111/yr

Per paycheck Annual

Gross$2,884.62

Federal income tax−$295.00

Social Security−$178.85

Medicare−$41.83

Arizona income tax−$56.97

Net pay$2,311.97

Federal marginal rate: 22% Effective tax rate: 19.9% Take-home: 80.1%

How your federal tax is calculated on a paycheck in Arizona, bracket by bracket

Bracket	Income taxed here	Tax
10% ($0 – $12,400)	$12,400	$1,240
12% ($12,400 – $50,400)	$38,000	$4,560
22% ($50,400 – $105,700)	$8,500	$1,870

Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.

Compare your take-home pay with California, Nevada or New Mexico

Compare with

Which 2026 rules apply to your Arizona paycheck?

Tick what is true for you and these Arizona notes narrow to your situation.

Tick anything that is true for you.

Customers tip me I get paid extra for working extra hours I get a bonus or commission I turn 65 at any point this year, or my husband or wife does

Tips: federally deductible, and deductible on your Arizona return too. Work out the tip deduction

Overtime: federally deductible, and deductible on your Arizona return too. Work out the overtime deduction

Bonuses: Arizona sets no supplemental rate of its own, so a bonus goes through the normal Arizona withholding tables. Estimate the tax on a bonus in Arizona

Turning 65: the $6,000 federal senior deduction comes off your federal return, and Arizona allows it on your Arizona return too. Check the senior deduction

See every 2026 rule that matches your answers in Arizona

Take-home now: $2,311.97 per 2 weeks

2025 standard deduction (2026 pending). Arizona's tax rates for 2026 are current, but it has not published its 2026 standard deduction yet, so this page subtracts its 2025 amount. We update this page when the state publishes.

Use this free Arizona (AZ) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Arizona's flat 2.5% state income tax.

Adjust the calculator inputs to see the breakdown for your own Arizona paycheck.

How Arizona's flat 2.5% income tax hits your 2026 paycheck

Arizona levies a flat 2.5% state income tax for 2026, applied after the state allowance/deduction for your filing status. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Arizona take-home pay.

Arizona has not published its 2026 standard deduction yet, so this page uses its 2025 amounts until it does: $15,750 for single filers and $31,500 for married couples filing jointly; after that, all remaining taxable income is taxed at the single flat rate of 2.5% — Arizona does not use graduated brackets for 2026. As a worked example, a single filer earning $60,000 pays about $1,106 in Arizona income tax (roughly 1.8% of gross) before federal tax and FICA.

What this estimate doesn't include: The standard deduction used here is Arizona's published 2025 amount. Arizona releases each year's amount alongside that year's Form 140, and the 2026 amount had not been published as of 30 July 2026. Arizona also allows an extra standard deduction for charitable contributions if you do not itemize. This calculator does not include it, so your Arizona tax may be slightly lower than shown. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.

Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.

One rate on every taxable dollar: Arizona's 2.5% flat tax (2025)

Arizona applies a single flat rate to taxable wages for 2025.

Filing	Rate
All taxable income	2.5%

Arizona's own $15.15 minimum wage — above the federal floor (2026)

$15.15/hour (≈$31,512/year full-time). Effective Jan 1, 2026 (up from $14.70), CPI-indexed annually by the Industrial Commission of Arizona. Flagstaff ($18.35) and Tucson ($15.45) set higher local minimums.

Beyond the paycheck: Arizona's 5.6% statewide sales tax

Statewide sales tax	5.6%

No city or county income tax anywhere in Arizona

No Arizona city, county or town may levy an income tax. State law reserves income taxation to the state, so Phoenix, Tucson, Mesa, Scottsdale and every other city fall under the state's flat 2.5% income tax only.

Is overtime and tips tax-free in Arizona? Federally yes, and on the Arizona return too

Qualified overtime premium pay and tips are federally deductible for 2025–2028 (OBBBA caps & rules); FICA still applies.

Arizona state income tax: Arizona starts from your federal adjusted gross income, a figure worked out before the federal tips and overtime deductions come off. Arizona's 2026 tax law, HB 4168 (signed June 13, 2026), lets you subtract both deductions on your Arizona return too, for 2025 and later. For 2025, residents claim them on Form 140, not Form 140A or 140EZ. (source: azleg.gov)

Overtime: 2025 — deductible on your Arizona return too; 2026–2028 — deductible on your Arizona return too.
Tips: 2025 — deductible on your Arizona return too; 2026–2028 — deductible on your Arizona return too.

Car loan interest: Arizona lets you subtract the federal car loan interest deduction on your 2025 Arizona return (residents claim it on Form 140, not Form 140A or 140EZ). The subtraction stops after 2025: Arizona's 2026 tax law, HB 4168, allows it for 2025 only. (source: Arizona Revised Statutes 43-1022, paragraph 36, added by HB 4168 (2026))

Your paycheck vs the $81,486 Arizona median

Median household income (2024 (ACS 1-year))	$81,486
Take-home (single filer)	≈$64,512

Two Arizona payroll quirks worth knowing

Arizona taxes income at a flat 2.5%, and state law bars cities, counties and towns from adding a local income tax, so a paycheck anywhere in the state shows just one 2.5% state income tax line.
Arizona's $15.15 state minimum wage is CPI-indexed each January 1 by the Industrial Commission (the $0.45 bump for 2026 came from Aug 2024-Aug 2025 inflation), and home-rule cities like Flagstaff ($18.35) can set substantially higher local minimums.

Arizona paycheck FAQ

What does a full-time minimum-wage job in Arizona pay in 2026?

Arizona's 2026 minimum wage is $15.15/hour — about $31,512 a year at 40 hours a week before taxes. Details and exceptions are in the minimum-wage section above.

Does Arizona have a state income tax in 2026?

Yes — a flat 2.5% on taxable wages in 2026, on top of federal tax and FICA.

Compare a paycheck next door: California, Nevada & New Mexico

State	State income tax (2026)	Take-home on $75,000 (single)
Arizona	flat 2.5%	$60,111
California	nine brackets, 1%–12.3%	$57,952
Nevada	no state income tax	$61,593
New Mexico	six brackets, 1.5%–5.9%	$59,233
Utah	flat 4.45%	$58,483

Those are the states next door. To see where Arizona lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, Arkansas, Idaho, Maryland, Ohio and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.

California Nevada New Mexico

All state paycheck calculators →

Data compiled and maintained by Edmond Daher · Updated October 3, 2026

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Arizona Paycheck Calculator

What is the take-home pay on $75,000 in Arizona in 2026?

How are you paid?

How many hours do you work in a normal week?

How often are you paid?

How do you do your taxes?

Do customers tip you?

Do you get paid extra for working extra hours?

Do you get a bonus or commission?

Do you, or your husband or wife, turn 65 at any point this year?

Do you put part of your pay into a retirement plan at work?

Does money come out of your pay for health insurance or a health account?

Do you claim any children or other dependents?

Did you ask your employer to take extra tax out of each paycheck?

Is anything else taken out of your pay after tax?

Which 2026 rules apply to your Arizona paycheck?

How Arizona's flat 2.5% income tax hits your 2026 paycheck

One rate on every taxable dollar: Arizona's 2.5% flat tax (2025)

Arizona's own $15.15 minimum wage — above the federal floor (2026)

Beyond the paycheck: Arizona's 5.6% statewide sales tax

No city or county income tax anywhere in Arizona

Is overtime and tips tax-free in Arizona? Federally yes, and on the Arizona return too

Your paycheck vs the $81,486 Arizona median

Two Arizona payroll quirks worth knowing

Arizona paycheck FAQ

What does a full-time minimum-wage job in Arizona pay in 2026?

Does Arizona have a state income tax in 2026?

Compare a paycheck next door: California, Nevada & New Mexico

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Arizona Paycheck Calculator

What is the take-home pay on $75,000 in Arizona in 2026?

Arizona take-home pay calculator

How are you paid?

How many hours do you work in a normal week?

How often are you paid?

How do you do your taxes?

Do customers tip you?

Do you get paid extra for working extra hours?

Do you get a bonus or commission?

Do you, or your husband or wife, turn 65 at any point this year?

Do you put part of your pay into a retirement plan at work?

Does money come out of your pay for health insurance or a health account?

Do you claim any children or other dependents?

Did you ask your employer to take extra tax out of each paycheck?

Is anything else taken out of your pay after tax?

Your answer

Which 2026 rules apply to your Arizona paycheck?

How Arizona's flat 2.5% income tax hits your 2026 paycheck

One rate on every taxable dollar: Arizona's 2.5% flat tax (2025)

Arizona's own $15.15 minimum wage — above the federal floor (2026)

Beyond the paycheck: Arizona's 5.6% statewide sales tax

No city or county income tax anywhere in Arizona

Is overtime and tips tax-free in Arizona? Federally yes, and on the Arizona return too

Your paycheck vs the $81,486 Arizona median

Two Arizona payroll quirks worth knowing

Arizona paycheck FAQ

What does a full-time minimum-wage job in Arizona pay in 2026?

Does Arizona have a state income tax in 2026?

Compare a paycheck next door: California, Nevada & New Mexico

Sources

Related tools