Tools Berry

Vermont Paycheck Calculator

In Vermont for 2026, a $75,000 salary takes home about $58,797 per year after federal income tax and FICA (Social Security and Medicare), and Vermont state income tax.

Vermont take-home pay calculator

This is the figure before tax, not the amount that lands in your account

Your pay stub calls it gross pay. It is what you are paid before federal and Vermont income tax, Social Security and Medicare come out of it.

Your usual week, not a busy one

Use the hours you work most weeks. Overtime belongs in the overtime calculator instead.

How often are you paid?

It changes the size of each check, not the tax you owe for the year

It only decides how the year is cut up, so the figure you see is the one you would actually receive.

How do you do your taxes?

It moves the income bands, so it changes the tax on the same pay

Tax forms call this your filing status. This estimate assumes one income; if your husband or wife also earns, the real figure is higher than this.

Do customers tip you?

Cash and card tips together, for the whole year.

An hourly rate times your hours never includes tips

If you worked out your pay as a rate times the hours you work, that figure is your wages and nothing else, so your tips are on top of it. A yearly salary from an employer who reports your tips usually already has them in it, and your last payslip is the place to check: if the gross on it is bigger than your rate times your hours, the difference is your reported tips.

Do you get paid extra for working extra hours?

This starts at one and a half times your normal rate, the usual overtime rate. Change it if yours is different, and it stops following.

Do you get a bonus or commission?

Do you, or your husband or wife, turn 65 at any point this year?

Do you put part of your pay into a retirement plan at work?

Look on your pay stub for a line like 401(k), 403(b), 457, TSP, retirement or pension.

Does money come out of your pay for health insurance or a health account?

Look on your pay stub for lines like medical, dental, vision, HSA or FSA.

Do you claim any children or other dependents?

That is $0 of dependent credit for the year. A W-4 counts $2,000 for each child under 17 and $500 for each other dependent.

Did you ask your employer to take extra tax out of each paycheck?

Look on your pay stub for a line like additional or extra withholding. On the W-4 you handed in, it is the box on line 4(c).

If your W-4 shows a per-paycheck amount, multiply it by the number of paychecks you get in a year.

Is anything else taken out of your pay after tax?

Look near the bottom of your pay stub for lines like union dues, life insurance, a repayment or a garnishment.

Your answer

These are example numbers. Type yours to see your own.

Based on a $75,000 salary in Vermont, single filer, paid every 2 weeks

$2,261.41

take-home per 2 weeks · $58,797/yr

Gross$2,884.62
Federal income tax−$295.00
Social Security−$178.85
Medicare−$41.83
Vermont income tax−$107.53
Net pay$2,261.41
Federal marginal rate: 22% Effective tax rate: 21.6% Take-home: 78.4%
How your federal tax is calculated on a paycheck in Vermont, bracket by bracket
BracketIncome taxed hereTax
10% ($0 – $12,400)$12,400$1,240
12% ($12,400 – $50,400)$38,000$4,560
22% ($50,400 – $105,700)$8,500$1,870

Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.

Compare your take-home pay with New Hampshire, New York or Massachusetts

Your pay in Vermont: which 2026 breaks are yours to claim?

Tick what is true for you and these Vermont notes narrow to your situation.

Tick anything that is true for you.

Tips: federally deductible, but Vermont still taxes tips in full. Work out the tip deduction

Overtime: federally deductible, but Vermont still taxes overtime premium pay in full. Work out the overtime deduction

Bonuses: Vermont withholds 30% of your federal supplemental withholding on the extra pay. Estimate the tax on a bonus in Vermont

Turning 65: the $6,000 federal senior deduction comes off your federal return; Vermont's four brackets still apply to the same wages. Check the senior deduction

See every 2026 rule that matches your answers in Vermont

Take-home now: $2,261.41 per 2 weeks

2025 standard deduction (2026 pending). Vermont's tax rates for 2026 are current, but it has not published its 2026 standard deduction yet, so this page subtracts its 2025 amount. We update this page when the state publishes.

Use this free Vermont (VT) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Vermont's graduated state income tax (four brackets, 3.35% to 8.75%).

Enter your own pay in the calculator to estimate your Vermont take-home pay for any salary or hourly wage.

Vermont's four-bracket ladder (3.35%–8.75%): what comes out of each 2026 check

Vermont taxes income on a graduated state schedule for 2026, applied after the state deduction for your filing status. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Vermont take-home pay.

Vermont uses a graduated income tax with 4 brackets for 2026, with marginal rates ranging from 3.35% to a top rate of 8.75% (which applies to single-filer taxable income above $256,300). For 2026, Vermont's state standard deduction is $7,650 for single filers and $15,300 for married couples filing jointly. As a worked example, a single filer earning $60,000 pays about $1,806 in Vermont income tax (roughly 3.0% of gross) before federal tax and FICA.

What this estimate doesn't include: Local income taxes are not included. Vermont's per-person personal exemption is not modeled, so this estimate runs slightly high. The standard deduction shown is Vermont's tax year 2025 amount, because the Department of Taxes has not yet published a tax year 2026 standard deduction. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.

Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.

Vermont's four 2025 brackets, from 3.35% to 8.75% (single filers)

Vermont's graduated single-filer schedule for 2025, applied after the state deduction:

Taxable incomeMarginal rate
$0 – $50,7503.35%
$50,750 – $122,8506.6%
$122,850 – $256,3007.6%
$256,300 and above8.75%

Beyond the paycheck: Vermont's 6% sales tax and property tax

Sales tax6% (≈6.39% with local)
Property tax≈1.51% — Among the highest effective property-tax rates in the nation — Tax Foundation lists 1.51% on owner-occupied housing, placing Vermont in the top tier nationally (other methodologies rank it ~5th highest).

Vermont's own $14.42 minimum wage — above the federal floor (2026)

$14.42/hour (≈$29,994/year full-time). Increased from $14.01 to $14.42/hr effective January 1, 2026 (CPI-indexed annually). Tipped minimum cash wage rose to $7.21/hr.

Your paycheck vs the $81,203 Vermont median

Median household income (2024 (ACS 1-year))$81,203
Take-home (single filer)≈$62,751

Is overtime and tips tax-free in Vermont? Federally yes, but Vermont still taxes both

Federal law lets you deduct qualified tips and overtime premium pay from 2025 through 2028 (OBBBA caps & rules), though Social Security and Medicare are still withheld.

Vermont state income tax: Vermont has not adopted the federal tips/overtime deductions for state income tax as of mid-2026, so they reduce your federal tax only. (source: tax.vermont.gov)

  • Overtime: 2025 — not deductible on your Vermont return (still state-taxed); 2026–2028 — not deductible on your Vermont return (still state-taxed).
  • Tips: 2025 — not deductible on your Vermont return (still state-taxed); 2026–2028 — not deductible on your Vermont return (still state-taxed).

Related: tips by state · tips calculator · overtime by state · overtime calculator.

Two Vermont payroll quirks worth knowing

  • Vermont's paid family and medical leave (VT-FMLI) is a voluntary insurance program, not a mandatory payroll tax — so unlike most New England states there is no required statewide PFML deduction on a Vermont paycheck.
  • Vermont carries one of the heaviest property-tax burdens in the U.S. (about 1.51% effective rate per Tax Foundation), driven largely by its statewide education property tax that funds public schools.

No city or county income tax anywhere in Vermont

No municipal or county income taxes. Vermont has only a statewide graduated individual income tax (3.35% to 8.75% for 2026).

Vermont paycheck FAQ

What does a full-time minimum-wage job in Vermont pay in 2026?

Vermont's 2026 minimum wage is $14.42/hour — about $29,994 a year at 40 hours a week before taxes. Details and exceptions are in the minimum-wage section above.

Does Vermont have a state income tax in 2026?

Yes — four graduated brackets from 3.35% to 8.75% in 2026, on top of federal tax and FICA.

Compare a paycheck next door: New Hampshire, New York & Massachusetts

StateState income tax (2026)Take-home on $75,000 (single)
Vermontfour brackets, 3.35%–8.75%$58,797
New Hampshireno state income tax$61,593
New Yorknine brackets, 3.9%–10.9%$57,784
Massachusettstwo brackets, 5%–9%$57,818

Those are the states next door. To see where Vermont lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho, Maryland and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.

All state paycheck calculators →

Data compiled and maintained by Edmond Daher · Updated 2026-08-02

Sources

Related tools