Take-home pay on a $80,000 salary in Missouri

What applies to you at $80,000, and what does not

If you pay for childcare, $80,000 sets your credit rate

The Child and Dependent Care Credit pays a percentage of qualifying care costs, up to $3,000 of expenses for one dependent and $6,000 for two or more, and that percentage is set by your income. At $80,000 it is 33.0%: you are on the second slide, which OBBBA added above $75,000: another point off for every $2,000 of income, bottoming out at 20.0% at $105,000. Being nonrefundable, it can only cancel tax you already owe, and the take-home numbers on this page do not include it at all.

Moving up from $80,000, and how you got here

The last step, $75,000 to $80,000, was worth $5,000 of gross and $3,290 of it reached you: 65.8% survived. The next one, up to $100,000, is worth $20,000 of gross and $13,161 of take-home — $1,097 a month, or 65.8% of the raise. Neither schedule can leave you worse off for earning more; a rate only ever touches the income sitting inside its own band.

Why a Missouri bonus does not follow the rate on this page

Missouri withholds supplemental wages — a bonus, a commission, a payout — at a flat 4.7%, not at the rate the rest of your pay is charged. That is exactly the rate your salary is charged at this rung, so a bonus and a raise are withheld identically here. On $1,000 of bonus it is the difference between $47.00 and $47.00 of Missouri withholding. Withholding is not the tax: what you owe is settled on the return either way.

If you are 65 or over, $80,000 has already cut your senior deduction

OBBBA's $6,000-per-person senior deduction starts shrinking above $75,000 of modified AGI, at 6.0% of every dollar over the line. At $80,000 you are $5,000 into that phase-out, leaving roughly $5,700 of the deduction, and it disappears entirely at $175,000. The figures on this page do not include it — they model a filer under 65 — but it is the one deduction at this income level that a raise quietly erodes.

Where your next federal dollar lands

The next dollar at $80,000 is charged in the band directly above the largest rate step in the whole schedule. Crossing that particular edge costs more than crossing any other, which is why a pay rise around this level so often lands lighter in the bank than it looked on the letter. The band still has $41,800 of headroom, which is about $41,800 of raise before a higher rate touches any part of it.

Where Missouri ranks on $80,000

Run the same $80,000 through all fifty states and the District of Columbia and Missouri comes 22 from the top on take-home pay — 30 from the bottom — keeping $62,349. The jurisdictions immediately above it at this salary are Kentucky and North Carolina; immediately below are West Virginia and Vermont. Texas tops the table at $65,110, $2,761 more than Missouri on identical gross pay, and Oregon is last at $58,889. That ranking is specific to $80,000: flat-rate and graduated states change places as income rises, so Missouri's neighbours on this table are different at other salaries.

What the $62,349 above does not account for

The $62,349 above is what $80,000 leaves after federal withholding, FICA and Missouri state withholding, and nothing else. Anything a city, county or school district levies on wages sits outside that figure, and whether any of it reaches your paycheck is a municipal question rather than a state one — so it is not modelled here. Missouri's own published position is below.

Only Kansas City and St. Louis City levy a 1% local earnings tax; Missouri law bars any other municipality from imposing a local income tax. Residents of those cities pay 1% on all earnings; non-residents pay 1% on income earned within city limits.

$80,000 against Missouri's own schedule

Missouri taxes a single filer through eight bands. $80,000 reaches the eighth of them, so the top slice of your Missouri taxable income ($62,585 after the $16,100 Missouri takes off first and the $1,316 it allows for the federal income tax on this salary) is charged at 4.7%. Missouri's schedule ends there. 84.9% of the taxable figure is charged in that final band and the remainder in the seven beneath it. This is the last band Missouri publishes and it has no upper edge, so the rate on further income does not move again however much more you earn. Below it, $1,348 escaped Missouri's tax entirely and $8,088 was charged at lower rates, which puts the effective rate on the whole salary — 3.5% — 1.2 percentage points under the 4.7% headline.

There is no band above this one, so where you sit inside it changes nothing.

$80,000 beside the Missouri minimum wage

The minimum wage in Missouri is $15.00 an hour, which is $31,200 a year at forty hours a week. $80,000 is 2.6 times that. Run the floor through the same engine and it keeps $26,739 of that $31,200 — 14.3% withheld — against 22.1% at $80,000. The gap between those two shares is the graduated system doing its work: the extra $48,800 of gross is charged at higher rates than the first $31,200 ever is.

Effective Jan 1, 2026 under voter-approved Proposition A (2024). HB 567 (signed July 2025) removed the future automatic inflation adjustments Prop A had set. Does not apply to public employers.

Missouri lets you subtract federal income tax

Missouri lets you subtract part of the federal income tax you owe: 35% of it at $25,000 of income or less, falling in steps to 5% and to none above $125,000, capped at $5,000. At $80,000 the share is 15%, so $1,316 of the $8,770 federal income tax on this page comes off Missouri taxable income. The subtraction is worth $61.83 of Missouri income tax at this salary, and it is already inside the $2,760.84 on this page. Missouri's withholding formula leaves this deduction out, so an employer withholds a little more Missouri tax than this and the difference comes back when you file.

How this figure was computed

These figures are generated, not written: the 2026 tax data file in this repository goes into the same engine that powers the Missouri paycheck calculator, and the page is rebuilt from the result.

Gross

$80,000 a year, spread evenly: $38.46 an hour, $3,076.92 a fortnight.

Federal

2026 brackets on $63,900 taxable (gross less the $16,100 standard deduction), Rev. Proc. 2025-32 → $8,770.

FICA

Social Security $4,960 on all of $80,000, under the $184,500 base. Medicare $1,160.

Missouri

Its own schedule on $62,585 after the $16,100 Missouri subtracts first and the $1,316 it allows for federal income tax, through eight bands → $2,761.

What this does not include

• What the figures do not touch. Pre-tax money of any kind — 401(k), HSA, FSA, health premiums — plus credits, dependants, itemising, non-wage income and the employer's own FICA share.
• What is specifically live at $80,000. None of the following is in the take-home figure above, and all of it is real at this income: the partially phased-out senior deduction (if you are 65 or over); the Child and Dependent Care Credit, whose rate at this income is set by the §21 schedule described above.
• Local income taxes are not included. Missouri cities of Kansas City and St. Louis levy a separate 1% local earnings tax on wages, which is not included in this estimate.
• Missouri's standard deduction conforms to the federal standard deduction. For a head of household the figure used here also includes the extra $1,400 Missouri allows on the annual return (Section 143.161 RSMo), so it is $25,550 rather than $24,150. Not modeled here: the additional standard deduction for taxpayers age 65 or older or blind, the same $1,400 for a qualifying surviving spouse, and Missouri tax credits.
• Missouri lets you deduct part of your federal income tax on your annual return, under Section 143.171 RSMo, and this estimate applies it. It uses the federal income tax this estimate works out from your pay, so other income or credits on your real return would change it. The share depends on your Missouri adjusted gross income: 35% at $25,000 or less, 25% from $25,001 to $50,000, 15% from $50,001 to $100,000, 5% from $100,001 to $125,000, and 0% at $125,001 or more. It is capped at $5,000 per return, or $10,000 on a married filing combined return. Missouri's withholding formula leaves this deduction out, so your employer will usually withhold a little more Missouri tax than this estimate shows, and you get the difference back when you file Form MO-1040.

A computed estimate, not tax advice. Your own W-4, benefits and credits move the number.